Mobile Home Insurance
Mobile Home Insurance Quote Forms
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Mobile Home Insurance Information
Protecting Residences Across Hendersonville, NC and Beyond
If you own a mobile home, getting a mobile home insurance policy might be something to consider. Many unforeseen accidents can occur—whether they’re related to weather, other vehicles or drivers. Having mobile home insurance coverage will protect you from paying hefty out-of-pocket costs if an accident happens.
If you live in or around Asheville, North Carolina, we can help you out. Our experienced agents at Barnette and Coates Insurance will help you find a policy that is both affordable and adequate, ensuring that you are protected and you’re not stepping outside of your budget.
Visit our website or contact us at 828-692-8277 for a quote on a mobile home insurance policy today.
What Is Mobile Home Insurance?
Mobile home insurance is just like any home insurance policy in that it protects you financially in the event of damage to your home. Although it’s not required by law, having a mobile home insurance policy will keep you safe and protected from paying unaffordable costs if damage occurs. Additionally, if your home is mortgaged or financed, your lender may require you to have a mobile home insurance policy.
Is Mobile or Manufactured Home Insurance Required?
Similar to homeowners insurance, mobile home insurance is not mandatory in North Carolina, but some mobile home communities may require you to carry coverage. Regardless of requirements, acquiring a policy can reduce the financial stress of paying high out-of-pocket costs following an accident.
What Does Mobile Home Insurance Cover?
Typically, a mobile home insurance policy will provide coverage for your home and property such as the following:
Coverage for your actual mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.)—this typically protects against losses due to fire, windstorm damage, and damage from falling objects, lightning and explosions.
Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount.
Personal liability protection covers losses in the event that someone or something is injured on your property. A policy may pay for medical expenses for non-residents of your home and damages or defense costs as a result of covered accidental incidents.
Be sure to contact us today for more information about aspects like bundling benefits or certain coverages.
Questions Or Concerns?
At Barnette and Coates, we will ensure you’re adequately protected from paying significant damage costs, and we will do so at an affordable rate. When it comes to your mobile home, you can never be safe enough. Don’t hesitate to call us.
Visit our website or contact us today at 828-692-8277 for a quote on a policy.