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Barnette and Coates Insurance Blog

View the latest blog posts from Barnette and Coates Insurance.

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Thursday, February 2, 2023

Are You Underinsuring Your Home?

If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of time into making it your own. You are proud of your home. So what if something were to happen to it — such as a fire, burglary or vandalism? READ MORE >>

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Wednesday, January 4, 2023

When is General Liability Insurance Required?

General liability insurance is commonly used by businesses across sizes and industries. If you are looking to insure your business, you may be surprised to find that general liability isn’t required by state or federal laws for most businesses in the U.S. This doesn’t mean you won’t need it, however. READ MORE >>

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Monday, December 5, 2022

3 Ways to Save on Homeowners Insurance

Many people think the best way to save on homeowners insurance is to reduce their coverage, but that could put you in a very bad spot if a covered event occurs. Over two-thirds of American homes are underinsured because of this. Instead of sacrificing valuable coverage, try the following 3 tips for saving on your current coverage:  READ MORE >>

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Tuesday, November 1, 2022

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

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Monday, October 3, 2022

5 Reasons Why I Need to Keep My Auto Insurance Up to Date

Changes that occur in your life or with your primary vehicle warrant a new look at your auto-insurance coverage to make sure you have the most up-to-date coverage working for you and all of the drivers in your family. READ MORE >>

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Friday, September 2, 2022

How to File a Commercial Auto Insurance Claim

Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. READ MORE >>

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Tuesday, August 16, 2022

Mobile Home Insurance - The Basics You Need

Obtaining coverage specific to your mobile home is essential. In fact, a standard homeowners insurance policy will not cover your liabilities in the same way this specific policy will. There are also endorsements you can add to the policy to cater to your specific needs.  READ MORE >>

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Tuesday, July 19, 2022

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home?  If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Friday, June 17, 2022

How to Prevent Home Insurance Claims

There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you.  READ MORE >>

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Friday, May 13, 2022

How to Know if You Need General Liability Insurance

Every business is different, meaning your insurance needs may not be the same as another business’ even in the same industry. Knowing what type of business insurance you need is just as important as knowing when you need to purchase it.  READ MORE >>

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Blog Archive
  • 2023
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  • home insurance(6)
  • general liability insurance(5)
  • auto insurance(4)
  • commercial auto insurance(3)
  • workers compensation insurance(2)
  • mobile home insurance(2)
  • workers compensation(1)

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