Funeral Home Insurance

Being the operator of a funeral home is an incredibly important and delicate responsibility. You and your employees have a duty to your clients to offer kind and dedicated care in sensitive situations. You shouldn’t have to spend any time worrying about whether your funeral home is covered by insurance. Most funeral homes operate as small businesses and have very specific insurance needs. However, funeral homes are a unique business, and no two such operations are exactly alike.

At Barnette and Coates Insurance, we offer funeral home insurance coverage to businesses in Hendersonville and Asheville, NC and surrounding areas. We will work closely with you to learn how your funeral home business operates, tailoring coverage to fit your needs.

Funeral Home Coverage Options Throughout North Carolina

There are several types of coverage options available for your business. Speak to an agent about what insurance is best for your funeral home and its budget.

Some options for a funeral home insurance policy include, but are not limited to:

• Property Insurance: Property insurance covers the physical funeral home, its attached structures and its contents in case of fire, wind, hail, vandalism, lightning, smoke and more.
• General Liability Insurance: General liability insurance covers bodily injury and property damage that may occur on the property. If someone falls in your funeral home, for example, general liability insurance can help with their medical bills and protect the funeral home against a potential lawsuit.
• Auto Insurance: Auto insurance for funeral homes and cover hearses and other vehicles used by the funeral home in case of damage or loss due to an accident.
• Business Income Insurance: Business income insurance helps cover the funeral home’s expenses in case it is unable to operate as usual due to a disaster or government mandate.
• Errors and Omissions: Errors and omissions insurance, also known as professional liability, covers professional negligence that may cause clients to lose money.

Once the necessary coverage for your funeral home is determined, our team turns to our trusted list of carriers for the proper policy and price. We understand delicate situations and want to make the entire process as seamless as possible so you can focus on giving your full attention to clients.

Friendly and Convenient Service

Finding the proper coverage for a funeral home can be a confusing and difficult process when there is so much more happening. At Barnette and Coates Insurance, we attempt to make the process convenient and easy. Connect with one of our friendly insurance professionals at (828)-692-8277 or fill out an online quote form to get started today.