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FAQ's
Barnette and Coates Privacy Statement
We understand that your privacy while using the internet is important to you. It is also important to us. Because there are parts of our website that we ask you to provide us with personal information, we want you to know how we will use this information. We use this personal information to prepare a quote for you, issue a policy, or handle a claim. We will not sell this information or make it available to any other person or orginization, but we may use it for future reference to contact you. If you have any additional questions about our privacy policy please contact us questions@barnetteandcoates.com
Is anyone who drives my car covered? Answer: In most cases, yes, as long as they have the permission or reasonable belief from the insured that they can use the vehicle. The insured is the person named on the insurance policy and their spouse if applicable.
How does my driving record affect my insurance premium? Answer: The premium you pay is a direct reflection of your driving record for the past three to five years depending on the insurance company.
Should I Insure My Personal Possessions? Answer: What would it cost to replace the contents of your home with new items if everything was destroyed? Start adding up the costs of everything from home electronics to furniture to tools -- you might be surprised at the total. Replacement coverage pays for the current cost of a comparable, new item. Without replacement coverage, you would only be reimbursed for the actual cash value of the used item. Go to our Online Resources page for a link to a great site that helps you inventory.
How does my driving record affect my insurance premium? Answer: The premium you pay is a direct reflection of your driving record for the past three to five years depending on the insurance company.
Should I Insure My Personal Possessions? Answer: What would it cost to replace the contents of your home with new items if everything was destroyed? Start adding up the costs of everything from home electronics to furniture to tools -- you might be surprised at the total. Replacement coverage pays for the current cost of a comparable, new item. Without replacement coverage, you would only be reimbursed for the actual cash value of the used item. Go to our Online Resources page for a link to a great site that helps you inventory.